What to keep in mind when preparing for your quote...
Your Health
Your health plays a significant role in your life insurance application. Insurers typically require applicants to undergo a medical examination or provide detailed health information to assess their risk profile.
Your Occupation
Now we know a bit more about you and what you want, we’ll search our panel of lenders for the right mortgage. We’re a whole of market broker, which means we’re not tied to one particular lender and have access to the best products from a range of banks, building societies and specialist lenders.
Your Age
Having found the right mortgage for you, we’ll talk you through it and explain all the features and benefits and how it meets your needs.
Your Lifestyle
Our dedicated team at (name of firm) will be with you all the way through the process – from application to completion. Here for whatever you need, whenever you need it.
FAQ: Life Insurance - Your Questions Answered
Traditional life insurance provides cover for a set period of time and pays out a lump sum to your beneficiaries if you pass away during that time. This type of insurance is sometimes referred to as term life insurance.
That will depend on your personal choice and also your personal circumstances, family situation and your overall aims. Some people just want insurance to pay off the mortgage, others want to cover funeral costs or to leave an inheritance for their children, and some want a combination of the above. It’s best to talk to one of our advisors as they can discuss your situation and make sure you have the right cover to look after your loved ones.
Whether you need life insurance and how much life insurance you do need depends on your situation. You may want to pay off your mortgage or cover the costs of any funeral arrangements. If you have children or other dependents, you may want to leave them a financial legacy. We recommend speaking to a financial advisor that specialises in life insurance to get appropriate advice.
The cost of life insurance will vary depending on the amount of cover. The more cover you have, the higher your monthly premium will be. Every life insurance quote will be personalised to you and your lifestyle. There are several things that are considered in a life insurance quote.
This is down to personal circumstances and how much cover you need. There are different types of life insurance to cover all your needs, they are:
- Term assured
- Family income benefits
- Whole of life
Each one has different benefits and will come at different costs for the agreed term.
Be prepared for whatever life brings your way.
We’re dedicated to helping you secure your financial future and protect your loved ones. Traditional life insurance provides a simple, reliable way to safeguard your family’s financial well-being in the event of your unexpected passing.
With access to the whole of market, we can compare deals from 100+ leading lenders.
